Rather than pay an insurance company for coverage, some businesses opt to put aside funds and insure themselves.

Some small business owners say they're struggling to stay afloat because of higher tariff, health insurance and energy costs.

For small business owners, the rising cost of health insurance is a direct threat to competitiveness, workforce retention, and growth. Here's how to take action.

Self-employed business insurance offers a safety net with financial protection in case you experience unexpected lawsuits, property damage or other liabilities.

BURBANK, Calif., Dec. 16, 2025 /PRNewswire/ -- New national data shows that medical costs and other factors have led to a steep increase in the cost of liability claims. The new average claim cost for ...

At Gusto, we see this strain firsthand. Our latest Small Business Jobs Report showed hiring slowed in November as owners ...

Most small businesses are chronically underinsured, and those companies that are insured often don't have a complete grasp of their coverage. That's one of the top takeaways from a survey of 2,000 ...

About 92% of the 24.3 million Americans who use the marketplace receive a subsidy of some amount, according to KFF. If ...

The big budget bill that President Donald Trump signed into law in July allowed tax credits under the Affordable Care Act to expire. That means health insurance costs will go up significantly for ...

It’s a never-ending battle for Rebecca Kasavich, owner of Copies at Carson, to fund health insurance for workers at her commercial print shop in Pittsburgh’s South Side. About 15 years ago, she made ...

Discover how guaranteed cost premiums provide businesses with stable insurance costs, ensuring no price spikes from claims, and compare them with loss-sensitive premiums.